:root{--navy:#1F3A5F;--teal:#2A9D8F;--mint:#E8F6F3;--sand:#FFF7E6;--coral:#E76F51;--orange:#F4A261;--ink:#1d2733;--muted:#5b6b7b;--line:#dfe5ea}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#f6f8fa}
a{color:var(--teal)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:980px;margin:0 auto;padding:0 18px}
header.hero{background:var(--navy);color:#fff;padding:34px 0 30px}
.hero h1{font-size:clamp(1.7rem,4.5vw,2.6rem);line-height:1.15;margin:0 0 10px}.hero h1 span{color:var(--orange)}
.hero p{color:#cfe3f2;margin:0;max-width:680px}
nav.top{display:flex;justify-content:space-between;align-items:center;padding:10px 0 22px;font-weight:700}
nav.top a{color:#fff;text-decoration:none}nav.top .shop{background:var(--orange);color:var(--navy);padding:7px 14px;border-radius:99px;font-size:.9rem}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;margin:22px 0;box-shadow:0 2px 10px rgba(31,58,95,.06)}
#calc{margin-top:-14px}
table.debts{width:100%;border-collapse:collapse}
table.debts th{font-size:.78rem;text-transform:uppercase;letter-spacing:.03em;color:#fff;background:var(--teal);padding:7px 6px;text-align:left}
table.debts td{padding:4px 3px;border-bottom:1px solid var(--line)}
table.debts input{width:100%;padding:8px;border:1px solid #d6dde3;border-radius:7px;background:var(--sand);font:inherit;min-width:0}
.rm{border:0;background:none;color:var(--muted);font-size:1.2rem;cursor:pointer}
.row{display:flex;flex-wrap:wrap;gap:12px;align-items:end;margin-top:14px}
.row label{font-size:.85rem;font-weight:600;color:var(--navy);display:flex;flex-direction:column;gap:4px}
.row input{padding:8px;border:1px solid #d6dde3;border-radius:7px;background:var(--sand);font:inherit;width:130px}
.seg{display:inline-flex;border:2px solid var(--teal);border-radius:99px;overflow:hidden}
.seg button{border:0;background:#fff;color:var(--teal);padding:8px 16px;font-weight:700;cursor:pointer;font:inherit}
.seg button.on{background:var(--teal);color:#fff}
.btn{border:0;border-radius:99px;padding:9px 16px;font-weight:700;cursor:pointer;font:inherit}
.btn.ghost{background:#eef2f5;color:var(--navy)}.btn.cta{background:var(--orange);color:var(--navy);text-decoration:none;display:inline-block}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:18px 0 6px}
.kpi{background:var(--mint);border-radius:10px;padding:12px;text-align:center}
.kpi b{display:block;font-size:1.55rem;color:var(--navy)}.kpi small{font-size:.72rem;letter-spacing:.04em;text-transform:uppercase;color:var(--teal);font-weight:700}
table.cmp{width:100%;border-collapse:collapse;font-size:.92rem;margin-top:10px}
table.cmp th{background:var(--navy);color:#fff;padding:6px;font-size:.78rem}table.cmp td{padding:6px;border-bottom:1px solid var(--line);text-align:center}
table.cmp tr.best td{background:#d8f3dc;font-weight:700}
.order{padding-left:22px}.warn{color:var(--coral);font-weight:600}
svg.chart{width:100%;height:auto;margin-top:12px}
.note{font-size:.82rem;color:var(--muted)}
.promo{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.promo .p{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.promo .p div{padding:14px}.promo h3{margin:0 0 6px;color:var(--navy)}
article h2{color:var(--navy);margin-top:34px;line-height:1.25}article h3{color:var(--teal)}
.tip{background:var(--sand);border-left:4px solid var(--orange);padding:12px 16px;border-radius:8px}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin:8px 0}summary{font-weight:700;cursor:pointer;color:var(--navy)}
footer{background:var(--navy);color:#cfe3f2;padding:24px 0;margin-top:40px;font-size:.85rem}footer a{color:#fff}
@media (max-width:640px){
 .promo{grid-template-columns:1fr}
 table.debts thead{display:none}table.debts tr{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:6px;padding:10px 0;border-bottom:1px solid var(--line)}
 table.debts td{border:0;padding:0}table.debts td:first-child{grid-column:1/4}table.debts td:last-child{grid-column:4;grid-row:1;align-self:end}
 table.debts td::before{content:attr(data-l);display:block;font-size:.7rem;color:var(--muted);font-weight:700;text-transform:uppercase}
 .row input{width:110px}
}
nav.calcs{display:flex;flex-wrap:wrap;gap:8px;margin:-8px 0 20px}
nav.calcs a{color:#cfe3f2;border:1px solid rgba(255,255,255,.3);border-radius:99px;padding:5px 12px;font-size:.85rem;text-decoration:none}
nav.calcs a[aria-current]{background:#fff;color:var(--navy);border-color:#fff;font-weight:700}
table.debts select{width:100%;padding:8px;border:1px solid #d6dde3;border-radius:7px;background:var(--sand);font:inherit;min-width:0}
.row select{padding:8px;border:1px solid #d6dde3;border-radius:7px;background:var(--sand);font:inherit}
.scroll{overflow-x:auto}.scroll td{white-space:nowrap}
.pc{border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:10px 0;background:#fff}.pc.early{background:var(--sand)}
.pch{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;color:var(--navy)}
.pc ul{list-style:none;margin:6px 0 0;padding:0}.pc li{display:flex;justify-content:space-between;gap:10px;padding:4px 0;border-top:1px dashed var(--line)}
.pc small{color:var(--muted)}.neg{color:var(--coral);font-weight:700}.pos{color:var(--teal);font-weight:700}
.prod{display:flex;gap:16px;align-items:center;background:var(--mint);border-radius:14px;padding:18px;margin:22px 0}.prod h3{margin:0 0 6px;color:var(--navy)}.prod p{margin:0 0 10px}
@media (max-width:640px){
 table.debts.t5 tr{grid-template-columns:1fr 1fr auto}table.debts.t5 td:first-child{grid-column:1/3}table.debts.t5 td:last-child{grid-column:3}table.debts.t5 td:nth-child(2),table.debts.t5 td:nth-child(4){grid-column:1}table.debts.t5 td:nth-child(3),table.debts.t5 td:nth-child(5){grid-column:2}table.debts.t5 tr{grid-template-columns:minmax(0,1fr) minmax(0,1fr) auto}
 .row input[type=date]{width:160px}
 .prod{flex-direction:column;align-items:flex-start}
}
[hidden]{display:none!important}